Monthly Report #5 – July 2020

It’s that time of the month where I disclose my finances to you in full and update you on my progress towards achieving financial independence and early retirement. Some seismic changes happening with our finances at the moment as we’ve just sold our house and bought a new one. So our savings and debts areContinue reading “Monthly Report #5 – July 2020”

View My Investment Account – June 2020

I’ve finally found some companies worth investing in! That’s right! After all my complaining over the last few months about how everything is over-valued and there’s no good investment opportunities about, I’ve actually found some! Portfolio Value So this is what my account looked like at the beginning vs. end of June and where IContinue reading “View My Investment Account – June 2020”

Stocks vs ETF’s

An Argument for Picking stocks as well as ETF’s ‘You can pick a sh**ty ETF just as easily as you can pick a sh**ty stock’ Me – 24 June 2020 I’ve found this ☝ to be very true! So why not combine strategies? I get that index funds, ETF’s and these packaged funds which trackContinue reading “Stocks vs ETF’s”

Top Dividend Stocks To Buy

In this post, I want to talk about dividends: what they are how you get them, and why they’re so great! I’m even going to share with you my secret weapon to getting the highest yielding, most consistent dividend income without having to do so much of the research and leg work upfront to findContinue reading “Top Dividend Stocks To Buy”

Monthly Report #3 – May 2020

It’s that time of the month where I disclose my finances to you, in full and update you on my progress towards financial independence and early retirement. Following the news I gave in last months report about my increase in salary, I’m making some nice progress with my savings, and my retirement investments, both companyContinue reading “Monthly Report #3 – May 2020”

Investment Account Disclosure – April 2020

Gain/Loss: April has been a good month for my portfolio, thanks to an early bounce-back from the Coronavirus plummet in the previous month. Starting from the top-left, you can see I ended last month at £2,638.27 and finished this month at £3,298.29. A total gain of £660.02! This means I’m up, as you can seeContinue reading “Investment Account Disclosure – April 2020”

Becoming Financially Savvy – The Milestones

I’ve been thinking hard about what qualifies me to refer to myself as ‘Financially Savvy’. So, in this post is what I have determined to be the milestones that must be reached in order to achieve peak ‘Financial Savvy-ness’. It’s really quite straight forward. It’s simply an amalgamation of the things I learned about myContinue reading “Becoming Financially Savvy – The Milestones”

Early Retirement Strategy #3 – Maximise Your Savings Rate

What is a savings rate? Your savings rate is the percentage of your take-home pay that you save every month. It’s that simple. Lets break this out into an example. Say you earn an average UK salary of £36,000, that you have student loan debt, and that you’re enrolled in your company pension plan whichContinue reading “Early Retirement Strategy #3 – Maximise Your Savings Rate”