Monthly Report #7 – September 2020

It’s that time of the month where I disclose my finances to you in full and update you on my progress towards achieving financial independence and early retirement. I hit a pretty major milestone this month, which I’m incredibly excited about and extremely proud of! But I’ll get onto a bit later in this post.Continue reading “Monthly Report #7 – September 2020”

Frugal Parenting Win #2 – Cheeky Wipes Review

Baby wipes. Parents everywhere love them. Not only can you use them at nappy changes, you can use them to clean you little one’s after meals, playtime, arts & crafts, you can even use them on your surfaces, pets, walls, televisions, the list goes on! They’re undoubtedly a parenting necessity. BUT, because they’re the go-toContinue reading “Frugal Parenting Win #2 – Cheeky Wipes Review”

Monthly Report #2 – April 2020

It’s that time of the month where I disclose my finances to you, in full and update you on my progress towards financial independence and early retirement. Spoiler alert: still not there. However, I made some huge jumps towards my goals this month. Having been promoted, I’ve seen my salary jump by 13%. As aContinue reading “Monthly Report #2 – April 2020”

Living Frugally – What does it mean?

Herein marks the beginning of an endless series, all about frugality. My intention with this post is to talk about what frugality is and what it means to me and go into some detail on the frugal actions I take which enable us to save money on everyday expenses, purchases and bills. I’ll follow thisContinue reading “Living Frugally – What does it mean?”

Early Retirement Strategy #3 – Maximise Your Savings Rate

What is a savings rate? Your savings rate is the percentage of your take-home pay that you save every month. It’s that simple. Lets break this out into an example. Say you earn an average UK salary of £36,000, that you have student loan debt, and that you’re enrolled in your company pension plan whichContinue reading “Early Retirement Strategy #3 – Maximise Your Savings Rate”

Early Retirement Strategy #2 – Optimise Your Company Pension

I’m still surprised by the amount of people I talk to who don’t realise that their company pension is invested in the stock market. And that’s if they’re even enrolled in their company pension in the first place! It’s crazy that we aren’t educated about how to save for retirement, pension plans and the stockContinue reading “Early Retirement Strategy #2 – Optimise Your Company Pension”

My Story: How I took 27 years off my retirement age

To emphasise the potential of the information and simple, actionable tips I’ll be sharing with you in my future blogs, I felt it best to share my own story as a live case study. I’ll update you on a monthly basis with my progress, including: monthly expenses, savings, net worth and years to FI. WhilstContinue reading “My Story: How I took 27 years off my retirement age”