The Financial Freedom Playbook

Let’s face it!  You would escape your 9-5 NOW if you were given the choice. Hell, having that option any time before 65 would be an opportunity most people would leap at! This is because most people don’t like their job. According to several international polls, more than 80% of people feel this way! AndContinue reading “The Financial Freedom Playbook”

Monthly Report #9 – Jan 2021

Welcome to the first monthly report of 2021! If you’re a more recent subscriber to the blog or twitter follower, these reports are where I disclose my finances to you in full, and update you on my progress towards achieving financial independence and early retirement. Things have been INSANE this month. If you’ve been followingContinue reading “Monthly Report #9 – Jan 2021”

Monthly Report #5 – July 2020

It’s that time of the month where I disclose my finances to you in full and update you on my progress towards achieving financial independence and early retirement. Some seismic changes happening with our finances at the moment as we’ve just sold our house and bought a new one. So our savings and debts areContinue reading “Monthly Report #5 – July 2020”

Monthly Report #3 – May 2020

It’s that time of the month where I disclose my finances to you, in full and update you on my progress towards financial independence and early retirement. Following the news I gave in last months report about my increase in salary, I’m making some nice progress with my savings, and my retirement investments, both companyContinue reading “Monthly Report #3 – May 2020”

Early Retirement Strategy #3 – Maximise Your Savings Rate

What is a savings rate? Your savings rate is the percentage of your take-home pay that you save every month. It’s that simple. Lets break this out into an example. Say you earn an average UK salary of £36,000, that you have student loan debt, and that you’re enrolled in your company pension plan whichContinue reading “Early Retirement Strategy #3 – Maximise Your Savings Rate”

Early Retirement Strategy #2 – Optimise Your Company Pension

I’m still surprised by the amount of people I talk to who don’t realise that their company pension is invested in the stock market. And that’s if they’re even enrolled in their company pension in the first place! It’s crazy that we aren’t educated about how to save for retirement, pension plans and the stockContinue reading “Early Retirement Strategy #2 – Optimise Your Company Pension”