Monthly Report #9 – Jan 2021

Welcome to the first monthly report of 2021! If you’re a more recent subscriber to the blog or twitter follower, these reports are where I disclose my finances to you in full, and update you on my progress towards achieving financial independence and early retirement. Things have been INSANE this month. If you’ve been followingContinue reading “Monthly Report #9 – Jan 2021”

Becoming Financially Savvy – The Milestones

I’ve been thinking hard about what qualifies me to refer to myself as ‘Financially Savvy’. So, in this post is what I have determined to be the milestones that must be reached in order to achieve peak ‘Financial Savvy-ness’. It’s really quite straight forward. It’s simply an amalgamation of the things I learned about myContinue reading “Becoming Financially Savvy – The Milestones”

Early Retirement Strategy #3 – Maximise Your Savings Rate

What is a savings rate? Your savings rate is the percentage of your take-home pay that you save every month. It’s that simple. Lets break this out into an example. Say you earn an average UK salary of £36,000, that you have student loan debt, and that you’re enrolled in your company pension plan whichContinue reading “Early Retirement Strategy #3 – Maximise Your Savings Rate”