Frugal Win #2 – Nuaire Ventilation

Item: Home ventilation Want or Need: Need Saving: £2,150! So, our house needs ventilation. The reason being, it was built in the 1930’s and has a cavity wall which has since been filled with rock wall insulation. This was commissioned by previous owners in an attempt to improve the thermal efficiency of the house. AndContinue reading “Frugal Win #2 – Nuaire Ventilation”

Becoming Financially Savvy – The Milestones

I’ve been thinking hard about what qualifies me to refer to myself as ‘Financially Savvy’. So, in this post is what I have determined to be the milestones that must be reached in order to achieve peak ‘Financial Savvy-ness’. It’s really quite straight forward. It’s simply an amalgamation of the things I learned about myContinue reading “Becoming Financially Savvy – The Milestones”

Early Retirement Strategy #3 – Maximise Your Savings Rate

What is a savings rate? Your savings rate is the percentage of your take-home pay that you save every month. It’s that simple. Lets break this out into an example. Say you earn an average UK salary of £36,000, that you have student loan debt, and that you’re enrolled in your company pension plan whichContinue reading “Early Retirement Strategy #3 – Maximise Your Savings Rate”

Early Retirement Strategy #2 – Optimise Your Company Pension

I’m still surprised by the amount of people I talk to who don’t realise that their company pension is invested in the stock market. And that’s if they’re even enrolled in their company pension in the first place! It’s crazy that we aren’t educated about how to save for retirement, pension plans and the stockContinue reading “Early Retirement Strategy #2 – Optimise Your Company Pension”

Early Retirement Strategy #1 – Compound Interest & The Power of Now.

In my previous post, I told you all about my story. I also told you how I track my current expenses, which gives me visibility of what to expect in retirement. This enabled me to calculate my FI number. What follows is a comprehensive, deep-dive into the many strategies I’m utilising to get me toContinue reading “Early Retirement Strategy #1 – Compound Interest & The Power of Now.”

My Story: How I took 27 years off my retirement age

To emphasise the potential of the information and simple, actionable tips I’ll be sharing with you in my future blogs, I felt it best to share my own story as a live case study. I’ll update you on a monthly basis with my progress, including: monthly expenses, savings, net worth and years to FI. WhilstContinue reading “My Story: How I took 27 years off my retirement age”

Introduction to a Financially Savvy Dad

Hi! This is it. My first post! Allow me to introduce myself first and then I’ll dive into why I decided to start this blog. The basics: Name: Financially Savvy Dad (remaining anonymous so the information I share with you doesn’t affect my career – employers can get funny about hiring people who intend toContinue reading “Introduction to a Financially Savvy Dad”